BUY
Purchasing property in Japan as a SOFA member can be complex, with unique requirements and financing considerations. With extensive experience assisting SOFA clients, we provide clear guidance through every step of the process—from understanding your purchasing options to navigating Japanese regulations and securing the right financing solution.
Cash Purchase
A straightforward and efficient option, allowing for a quick transaction. Purchases can be completed even while you are outside of Japan. While there are a few procedural differences for SOFA members, we have extensive experience guiding clients through the process.
Financing through a Spouse
If your spouse is a Japanese national or holds a long-term visa in Japan (not necessarily permanent residency) with stable income, financing may be available through Japanese banks. This option typically offers low down payment requirements (approximately 0–20%) and competitive interest rates ranging from around 1% to 4.5%.
Financing without Japanese Income
Financing options for SOFA clients without Japanese income are extremely limited in Japan. Through our established partnership with a financial institution, we are able to offer access to this rare opportunity, subject to property eligibility. This option typically requires a higher down payment (approximately 40–60%, depending on the property), with interest rates starting from around 4.5%.